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The present website is intended to provide general information about InsureCo and its services. InsureCo cannot be held liable for the accuracy, the correctness, the up-to-date, the completeness of the information posted on its website.

By entering this site, you acknowledge and agree that the use of this site is at your own risk and to the extent permissible by applicable law, in no circumstances, including (but not limited to) negligence, shall we be liable for any direct, indirect, incidental, special, consequential or punitive damages, losses, costs or expenses nor for any loss of profit that results from the use of, or inability to use this site or any material on any site linked to this site (including but not limited to any viruses or any other errors or defects or failures in computer transmissions or network communications) even if we have been advised of the possibility of such damage. In addition, no liability can be accepted by us in respect of any changes made to the content of this site by unauthorised third parties. All express or implied warranties or representations are excluded to the fullest extent permissible by law. We do not warrant that this site does not infringe any intellectual property rights of third parties.

The website can contain hyperlinks to third parties websites. They are provided for information purposes only. InsureCo cannot be held liable for their content. Furthermore, one cannot deduct from the link to those website any explicit or implicit collaboration between InsureCo and the said third party.

The information contained in this site will not form the basis of any agreement.

Nothing on this site shall be deemed to constitute financial or other professional advice in any way. If any advice or guidance is required on InsureCo services, please contact us as directed on this site.

This website is owned by InsureCo BV

Contact details:

• Address of registered office: Pauline Van Pottelsberghelaan 10, 9051 Sint-Denijs-Westrem (Gent) – Belgium
• Telephone: +32 9 285 78 48
• Email: info@brokersinexcellence.be
• Company number: BTW BE 1015.626.820
• Version: 1.0
• Last amended: 28/10/2024

General terms and conditions

We are aware of the fact that you have trust in us, which is why we believe it is our responsibility to protect your privacy. On this page we inform you what data we collect when you use our website, why we collect that data and how we use it to enhance your user experience, allowing you to see exactly how we work.

This privacy policy is applicable to the services offered by InsureCo . Please be aware that InsureCo is not liable for the privacy policies of other websites and sources. By accessing and using this website you are indicating and declaring that you explicitly consent to the following general terms and conditions.

InsureCo respects the privacy of all its website’s users and ensures that the personal information you provide to us is treated confidentially.

Intellectual property rights

The content of this website, including the brands, logos, drawings, product or company names, texts, images, etc, are protected by intellectual property rights and belong to InsureCo or to rightful third parties.

Limitation of liability

The information contained in this website is of a general nature. This information is not adapted to personal or specific circumstances, so cannot be deemed to be personal, professional or legal advice for the user.
 
 InsureCo makes every effort to ensure that the information made available is complete, correct, accurate and updated. Despite these efforts, errors can occur in the information made available. Should the provided information contain errors or if certain information is unavailable on this site or through this site, InsureCo shall make every effort to rectify the situation.
 
 InsureCo can however not be held liable for direct or indirect damage resulting from the use of the information available on this site.
 
 Should you find inaccuracies in the information available through this website, you can contact us at any time at info@brokersinexcellence.be.
 
 The content of this website (including the links) can be updated, amended or supplemented at any time without prior notice. InsureCo does not guarantee that the website shall function properly and can in no sense be held liable for its poor functioning or the temporary (un)availability of the website or for any form of damage, whether direct or indirect, arising from accessing or using the website.

Links to other websites

InsureCo can under no circumstances be held liable towards any party, whether in a direct, indirect, special or other manner, for damage attributable to the use of this website or of any other site, in particular through links or hyperlinks, including, without limitation, any loss of, work interruption or damage to software or other data on the computer system or to the hardware, software or other property of the user.
 
 The website may contain hyperlinks to websites or third-party pages, or refer to these indirectly. The inclusion of links to these websites or pages does not in any way imply an implicit approval of their content.
 
 InsureCo expressly declares that it has no control over the content of or over other characteristics of these websites and can under no circumstances be held liable for the content or the characteristics thereof or for any other form of damage caused by the use thereof.

Site access denial

We reserve the right to unilaterally deny access to the entire website or a part thereof to any natural person or legal entity:
 
 

• that contravenes these terms and conditions of use
• that damages the good reputation of this website in any manner
• that infringes upon the intellectual rights of third parties
• that uses the website for illegal purposes

 We moreover reserve the right to press charges against those parties.

Availability of the site

Although we endeavour to make the InsureCo website available 7 days a week and 24 hours a day, we reserve the right to interrupt access to the website at any time and without prior notice for technical or other reasons. We likewise reserve the right to terminate our services, without us being able to be held liable for these interruptions or the possible consequences thereof for you or for a third party.

Changes

This privacy declaration is intended for the use of the website and the options available thereupon. Any amendments and/or changes to this website could lead to changes in this privacy declaration. We consequently recommend that you consult this privacy declaration on a regular basis.

Applicable law and competent courts
 Belgian law is applicable to this website. In the event of any disputes, the courts of the court district of Ghent have sole jurisdiction.

Privacy policy

InsureCo values your privacy. Most of the information contained on www.brokersinexcellence.be is available without requiring you to provide us with your personal data.
 
 Should we request your data, then:
 
 The data controller (the party responsible for processing the data), InsureCo (Pauline Van Pottelsberghelaan 10, 9051 Sint-Denijs-Westrem – Belgium) respects the Belgian Law of 8 December 1992 on the protection of privacy in relation to the processing of personal data. The controller likewise undertakes to act in accordance with the stricter directives of the General Data Protection Regulation as of 25 May 2018.
 
 The personal data that you provide shall be used for the following purposes: our customer management, sending out newsletters, to keep you updated on our activities, advertising or marketing purposes.
 
 You have the statutory right to:

• obtain information on and access to the personal data you provided;
• have this data corrected or erased;
• have this data transferred.

Should you wish to invoke these rights, you can contact us at:
 InsureCo – Pauline Van Pottelsberghelaan 10, 9051 Sint-Denijs-Westrem – Belgium – info@brokersinexcellence.be
 
 We will then contact you within 30 days.
 
 In the event of the use of your data for direct marketing purposes: You can object, free of charge, to the use of your data for marketing purposes. In this respect you can contact us at any time at: InsureCo, Pauline Van Pottelsberghelaan 10, 9051 Sint-Denijs-Westrem – Belgium – info@brokersinexcellence.be. We will once again contact you within 30 days.
 
 In the event or the transmission of your data to third parties: The personal data we obtained from you could be transmitted to companies working with us or to tools that we use to process your data.
 
 InsureCo can collect anonymous or aggregate data of a non-personal nature, such as type of browser, the operating software you use or the domain name of the website you used to access or leave the InsureCo website. This allows us to optimise the InsureCo website on a permanent basis for users.
 
 Data that you provide through the newsletter subscription form is retained by us until the data subject unsubscribes. This can be done by sending an email to info@brokersinexcellence.be or by clicking on the unsubscribe button at the bottom of every newsletter.
 
 Data that you provide through the contact form – where the newsletter option is not included – is used by InsureCo to contact you and is retained for the statutory period.
 
 You are responsible for keeping this data, which you provided, up to date. You can manually amend this data yourself through the ‘update my profile’ link that is included in all emails sent to you or you can contact us at info@brokersinexcellence.be.

How we use the collected data

Use of our services

When you apply for one of our services we ask you to provide your personal data. This data is used for the purposes of performing the service. The data is stored on InsureCo’s secured servers or on those belonging to a third party. We shall not combine this data with other personal data that we have access to.

Communication

When you send an email or other message to us, we could retain it. Sometimes we request personal data that is relevant to the situation concerned so that we are able to process your questions and respond to your requests. The data is stored on InsureCo’s secured servers or on those belonging to a third party. We shall not combine this data with other personal data that we have access to.

Purposes

We require your personal data:

• to respond to your request
• to send you newsletters,
• to keep you informed of our activities and updates,
• for advertising and marketing purposes.

 We do not collect or use data for purposes other than those purposes stated (and to which you have consented) in this privacy policy, unless we have obtained consent in advance.

Protecting your personal data
Your other personal data is not encrypted for transmission, but we have effected privacy policy measures in order to protect your personal data that falls under our control against:

• access to or changes made by unauthorised parties,
• improper use or publication,
• unlawful destruction or accidental loss.

Our staff that have access to your personal data are obliged to respect the confidential nature of the data.
 
 We consider your personal data to be confidential information that we will never provide to third parties.

Third parties

The information is not provided to third parties. In some cases, the data you provide can be transmitted to others within the company. Our staff are obliged to respect the confidentiality of your data.

Available options for personal data

We offer all visitors to our website the option to access, change or delete all personal data provided to us at that time.

Changing/unsubscribing from the newsletter service

At the bottom of every newsletter there is the option to change your information or to unsubscribe.

Changing/unsubscribing from communications

If you wish to change your data or remove yourself from our files, please contact us. See the above contact details.

Cookies

We collect cookies for research purposes so that we develop a better understanding of our clientele and tailor our services accordingly. This website uses cookies (small text files stored on your computer) so that the website can analyse how the site is used by visitors. The information generated by the cookie on how you use the website can be sent to InsureCo’s secured servers or those of a third party. We use this information to monitor how the website is used, to compile reports on website activity and to offer other services in respect of website activity and internet usage.

Further information is available in our cookie policy.

Switching off cookies

Most browsers are set to standardly accept cookies, but you can reset your browser to refuse cookies or to inform you when a cookie is sent. However, when you switch off cookies in your browser, some functions and services could no longer work properly, both on our website and on other websites. 

De rol van de verzekeringsmakelaar is klanten adviseren en begeleiden bij het samenstellen van een verzekeringsportefeuille; een pakket op maat dat zowel aansluit bij hun persoonlijke en zakelijke behoeften als bij hun risico’s. Daarbij staat de makelaar zijn klanten met raad en daad bij, en zeker wanneer er schadeclaims zijn. Maar hoe kan hij die cruciale rol behouden in een wereld waarin techniciteit en expertise steeds noodzakelijker worden? Zeker nu digitalisering, strengere regelgeving en stijgende personeelskosten aanzienlijke investeringen vereisen, vormt dit een uitdaging waar veel makelaars mee worstelen. Daartegenover lonken investeerders met grote overnamebiedingen, die vaak leiden tot verlies van autonomie, identiteit en herkenbaarheid. Of nog belangrijker: het unieke DNA van een kantoor dreigt daardoor verloren te gaan. 

Laten we dan ook stilstaan bij wat dat alles betekent voor ons ondernemerschap. Voor de menselijke kant van ons vak en voor de band met onze klanten. Als partner zetten wij liever in op de verbondenheid tussen de regionale, betrokken makelaar en zijn cliënten. Want dat vertrouwen zien we vandaag nog steeds bevestigd: Belgische klanten, zowel particulier als zakelijk, blijven hun weg vinden naar de onafhankelijke makelaar.

Juist daarom ligt onze energie in de synergie tussen uitstekende ondernemers. Samen vormen we een netwerk waarin elk lid zijn eigen vakkennis inzet én kan putten uit de gezamenlijke knowhow van de groep. Onze aanpak gaat uit van maatwerk in plaats van standaardoplossingen, met een shared-servicesmodel waarbij we zelf aan het roer blijven. We delen dezelfde waarden en bouwen actief aan efficiënte bedrijfsstructuren. Tegelijkertijd ondersteunen we ondernemende makelaars op lange termijn.

Zo bieden we oplossingen voor de uitdagingen van de markt en geven we onze partners de tijd en ruimte om zich te richten op wat écht belangrijk is: hun klanten. Elkaar versterken, ieder vanuit zijn unieke expertise – dát is waar toegevoegde waarde ontstaat. Samen tillen we onze dienstverlening naar een nog hoger niveau. Zodat we onze klanten optimaal helpen uitblinken in alle domeinen en niches van de verzekeringswereld.